Posts Tagged ‘state’
In the aftermath of Hurricane Katrina, insurance companies shifted wind damage claims to the National Flood Insurance Program that should have been covered by their own homeowners policies.
On June 9, 2009, the Mississippi Supreme Court heard oral arguments on the interpretation of the industrys anti-concurrent causation (ACC) clauses, which are buried deep inside homeowners insurance policies. The attorney for Nationwide, Christopher Landau, told the Supreme Court that Nationwide applies the ACC clause to exclude coverage of all damage caused by hurricane winds if subsequent flooding was sufficient to have caused the damage anyway.
In response to questioning, Landau answered that even if a house were 95 percent destroyed by winds before any flooding, Nationwide wouldnt pay a dime to the policyholder if the flooding was severe enough to have destroyed the house anyway.
Following this public admission in court, Rep. Gene Taylor (D-MS) explains how his proposed Multiple Peril Insurance Act solves this burdensome homeowner insurance crisis impacting Coastal Americans.
For more information, go to taylor.house.gov/InsuranceReform.
(Video of Mississippi State Supreme Court courtesy of the Court Clerk’s Office.)
Duration : 0:5:36
If drivers who have taken a drivers education or safety course have fewer accidents, an insurer may discount that. Likewise, some cars are cheaper to repair, or do not get involved in high claims accidents. Those vehicles will cost less to insure. Insurance companies try to use their past experience to predict the future risk of a particular applicant. Car insurers also offer price brreaks for some things that save them money. If you combine more than one policy, they have not had to spend as many marketing dollars to get the business. So a company may offer a discount for multi-policy families. You may insure multiple cars or you may insure a home and a car to take advantage of this price cut. Again,, with so many factors that can affect your car insurance, it pays to compare. Use online quote forms, and the power of the internet, to save money and time on your policy! to learn more about all types of insurance we cater please visit our website at GetSafeInsurance.com
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Classic State Life Insurance Company Commercial from Pakistan Television. (Pakipop.com)
Duration : 0:0:33
State lawmakers are once again considering changes to how much auto
insurance coverage residents would be required to have. Jessica Arp
reports.
Duration : 0:2:41
Anderson Cooper story about questionable auto insurance practices.
Duration : 0:7:12
Anderson Cooper story about questionable auto insurance practices.
Duration : 0:7:24